Salary Range & Percentiles
Pay distribution across experience levels
- 10th Percentile — Entry Level$37,330
- 25th Percentile — Junior$46,870
- 50th Percentile — Median$62,280
- 75th Percentile — Senior$96,950
- 90th Percentile — Top Earners$138,140
The top 10% of Insurance Sales Agents earn $138,140 or more per year. Entry-level professionals can expect to start around $37,330, with significant growth over the first 5 years.
Salary by State
Geographic salary comparison
| State | Avg Salary | vs National |
|---|---|---|
| District of Columbia | $119,380 | +46.5% |
| Massachusetts | $103,070 | +26.5% |
| New Jersey | $102,460 | +25.7% |
| New York | $101,750 | +24.9% |
| Minnesota | $100,270 | +23.1% |
| Rhode Island | $95,270 | +16.9% |
| Alabama | $94,880 | +16.4% |
| Wisconsin | $94,630 | +16.1% |
| California | $93,660 | +14.9% |
| Connecticut | $93,540 | +14.8% |
| Kentucky | $92,780 | +13.9% |
| North Dakota | $89,710 | +10.1% |
| Pennsylvania | $88,590 | +8.7% |
| Georgia | $88,140 | +8.2% |
| Colorado | $85,540 | +5.0% |
| New Hampshire | $85,100 | +4.4% |
| Wyoming | $84,690 | +3.9% |
| Illinois | $84,680 | +3.9% |
| Kansas | $83,920 | +3.0% |
| Vermont | $83,700 | +2.7% |
| South Dakota | $82,200 | +0.9% |
| Indiana | $80,870 | -0.7% |
| Oregon | $79,110 | -2.9% |
| South Carolina | $78,730 | -3.4% |
| Montana | $78,070 | -4.2% |
| Washington | $77,450 | -4.9% |
| Michigan | $77,260 | -5.2% |
| Ohio | $77,010 | -5.5% |
| Utah | $76,740 | -5.8% |
| Maryland | $76,220 | -6.5% |
| Iowa | $75,460 | -7.4% |
| Nebraska | $75,040 | -7.9% |
| Hawaii | $74,370 | -8.7% |
| Virginia | $74,300 | -8.8% |
| Idaho | $73,740 | -9.5% |
| Florida | $73,370 | -10.0% |
| Missouri | $72,410 | -11.1% |
| North Carolina | $72,330 | -11.2% |
| Tennessee | $71,520 | -12.2% |
| Arizona | $71,340 | -12.4% |
| Maine | $71,300 | -12.5% |
| Texas | $70,390 | -13.6% |
| Arkansas | $70,310 | -13.7% |
| Mississippi | $67,790 | -16.8% |
| Louisiana | $65,570 | -19.5% |
| Oklahoma | $65,290 | -19.9% |
| Alaska | $62,800 | -22.9% |
| Delaware | $62,100 | -23.8% |
| Nevada | $60,800 | -25.4% |
| West Virginia | $59,560 | -26.9% |
| New Mexico | $59,040 | -27.5% |
What Factors Affect Insurance Sales Agents Salary?
Key factors affecting compensation
Pay for Insurance Sales Agents is influenced by geographic location, years of experience, employer type, and educational background. Location alone is a large factor: District of Columbia pays an average of $119,380, while New Mexico pays $59,040 — a gap of $60,340 per year.
The middle half of Insurance Sales Agents earn between $46,870 and $96,950 per year. The lowest-paid 10% earn under $37,330, while the top 10% earn more than $138,140.
These figures are the wages employers report to BLS: base pay plus commissions, production bonuses and tips. They exclude overtime pay, shift differentials, year-end bonuses, benefits and self-employed workers, so total compensation can be higher than the numbers shown.
U.S. Bureau of Labor Statistics · Occupational Employment and Wage Statistics (OES) · May 2025
Compare with Similar Jobs
Related career salary benchmarks
- Sales Reps Wholesale and Manufacturing $82,530/yr United States +1.3% vs this role
- First-Line Supervisors of Retail Sales Workers $53,380/yr United States 34.5% vs this role
- Cashiers $33,180/yr United States 59.3% vs this role
- Retail Salespersons $37,310/yr United States 54.2% vs this role
- Advertising Sales Agents $80,670/yr United States 1.0% vs this role
- Securities Commodities Financial Services Sales $109,150/yr United States +34.0% vs this role
- Registered Nurses $101,420/yr United States +24.5% vs this role
- Nurse Practitioners $137,300/yr United States +68.5% vs this role
Frequently Asked Questions
Common questions about this salary
What is the average salary for Insurance Sales Agents?
The average salary for Insurance Sales Agents in the United States is $81,480 per year, with a median of $62,280.
What is the starting salary for Insurance Sales Agents?
Entry-level Insurance Sales Agents typically earn between $37,330 and $46,870 per year depending on location and employer.
What state pays Insurance Sales Agents the most?
District of Columbia pays Insurance Sales Agents the most at $119,380 per year on average, followed by Massachusetts ($103,070) and New Jersey ($102,460).
How much do Insurance Sales Agents make per hour?
Based on the average annual salary of $81,480, Insurance Sales Agents earn approximately $39.17 per hour (based on 2,080 working hours/year).
Is Insurance Sales Agents a good career in 2026?
BLS counts 479,100 Insurance Sales Agents jobs in the United States, with a mean annual wage of $81,480 and a median of $62,280 (OEWS May 2025). This site does not publish job-growth projections; the BLS Occupational Outlook Handbook covers the outlook for each occupation.
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