Mortgage Loan Officer Salary in Kentucky (2026)
Kentucky · 17.0% below national average · Medium Demand
| City | Avg Salary | vs National | Demand |
|---|---|---|---|
| Louisville | $57,693 | -16.0% | Medium |
| Lexington | $57,693 | -16.0% | Medium |
Kentucky is home to a moderate job market for Mortgage Loan Officers. The state's key industries — Manufacturing, Healthcare, Agriculture — generate significant demand for skilled professionals. At $68,682 per year, Kentucky's Mortgage Loan Officer salaries are 17.0% lower than the national average.
The cost of living in Kentucky (index: 0.83) makes salaries stretch further than in higher-cost states. Entry-level professionals in Kentucky can expect to earn $36,473–$53,880, while experienced Mortgage Loan Officers can command $93,045–$109,623.
Looking ahead, the Mortgage Loan Officer profession in Kentucky is projected to grow at 2.0% annually. Major employers are actively hiring, and the state's investment in Manufacturing continues to drive new opportunities for qualified candidates.
-
What is the average Mortgage Loan Officer salary in Kentucky?The average Mortgage Loan Officer salary in Kentucky is $68,682 per year in 2026, which is 17.0% below the national average of $82,750.
-
What city in Kentucky pays Mortgage Loan Officers the most?Major metro areas typically pay Mortgage Loan Officers the highest wages in Kentucky due to higher costs of living and competitive job markets.
-
Is Kentucky a good state for Mortgage Loan Officers?Kentucky has a moderate job market with major industries in Manufacturing, Healthcare, Agriculture. Opportunities exist in for Mortgage Loan Officer employment.
-
How does Kentucky Mortgage Loan Officer salary compare to the US average?At $68,682/year, Kentucky Mortgage Loan Officer salaries are 17.0% lower than the national average of $82,750/year.