📊 BLS Official Data · May 2025 Release

Mortgage Loan Officer Salary in California (2026)

California · 42.0% above national average · Medium Demand

Average
$117,505
per year
Median
$93,862
per year
Hourly
$56.49
per hour
🏛️ Source: U.S. Bureau of Labor Statistics
📅 Dataset: OES May 2025
🔄 Published: May 2026
📍 Coverage: All 50 States + DC
📊
Salary Range & Percentiles
Pay distribution across experience levels
10th Percentile — Entry Level$62,399
25th Percentile — Junior$92,179
50th Percentile — Median$93,862
75th Percentile — Senior$159,185
90th Percentile — Top Earners$187,547
💡 Top-earning Mortgage Loan Officers in California make up to $187,547 per year. The job market in California is rated very strong, with key industries including Technology, Entertainment, Agriculture.
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Salary Growth Trend (2021–2026)
Six-year compensation trajectory
$106.4k
2021
$108.6k
2022
$110.7k
2023
$112.9k
2024
$115.2k
2025
$117.5k
2026
📈 Mortgage Loan Officer salaries in California have followed the national trend with 2.0% annual growth. The strong presence in California's job market supports continued salary increases.
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Mortgage Loan Officer Salary by City in California
Geographic salary comparison
CityAvg Salaryvs NationalDemand
Los Angeles $182,133 +55.0% Medium
San Diego $173,907 +48.0% Medium
San Jose $202,109 +72.0% Medium
San Francisco $217,384 +85.0% Medium
Fresno $126,905 +8.0% Medium
Sacramento $143,356 +22.0% Medium
Long Beach $170,382 +45.0% Medium
Bakersfield $126,905 +8.0% Medium
Anaheim $166,857 +42.0% Medium
Santa Ana $164,507 +40.0% Medium
Riverside $150,406 +28.0% Medium
Stockton $138,656 +18.0% Medium
Irvine $182,133 +55.0% Medium
San Bernardino $138,656 +18.0% Medium
Modesto $131,606 +12.0% Medium
Fontana $143,356 +22.0% Medium
Moreno Valley $135,131 +15.0% Medium
Glendale $173,907 +48.0% Medium
Fremont $188,008 +60.0% Medium
🔍
Mortgage Loan Officer Job Market in California
Key factors affecting compensation

California is home to a very strong job market for Mortgage Loan Officers. The state's key industries — Technology, Entertainment, Agriculture — generate significant demand for skilled professionals. At $117,505 per year, California's Mortgage Loan Officer salaries are 42.0% higher than the national average.

The cost of living in California (index: 1.42) justifies the higher pay scale. Entry-level professionals in California can expect to earn $62,399–$92,179, while experienced Mortgage Loan Officers can command $159,185–$187,547.

Looking ahead, the Mortgage Loan Officer profession in California is projected to grow at 2.0% annually. Major employers are actively hiring, and the state's investment in Technology continues to drive new opportunities for qualified candidates.

🏛️ U.S. Bureau of Labor Statistics · Occupational Employment and Wage Statistics (OES) · May 2025
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Compare with Similar Jobs
Related career salary benchmarks
Frequently Asked Questions
Common questions about this salary
  • The average Mortgage Loan Officer salary in California is $117,505 per year in 2026, which is 42.0% above the national average of $82,750.
  • San Francisco and San Jose typically pay Mortgage Loan Officers the highest wages in California due to higher costs of living and competitive job markets.
  • California has a very strong job market with major industries in Technology, Entertainment, Agriculture. This makes it one of the better states for Mortgage Loan Officer employment.
  • At $117,505/year, California Mortgage Loan Officer salaries are 42.0% higher than the national average of $82,750/year.