Salary Range & Percentiles
Pay distribution across experience levels
- 10th Percentile — Entry Level$56,250
- 25th Percentile — Junior$65,210
- 50th Percentile — Median$83,510
- 75th Percentile — Senior$122,460
- 90th Percentile — Top Earners$169,230
The top 10% of Credit Analysts earn $169,230 or more per year. Entry-level professionals can expect to start around $56,250, with significant growth over the first 5 years.
Salary by State
Geographic salary comparison
| State | Avg Salary | vs National |
|---|---|---|
| New York | $150,390 | +49.1% |
| District of Columbia | $144,010 | +42.8% |
| Virginia | $117,160 | +16.2% |
| California | $113,670 | +12.7% |
| New Jersey | $112,680 | +11.7% |
| Massachusetts | $105,580 | +4.7% |
| Delaware | $105,140 | +4.3% |
| Hawaii | $104,150 | +3.3% |
| Illinois | $103,060 | +2.2% |
| North Carolina | $102,440 | +1.6% |
| Connecticut | $102,400 | +1.5% |
| Colorado | $99,050 | -1.8% |
| Washington | $98,490 | -2.3% |
| New Hampshire | $96,530 | -4.3% |
| Vermont | $95,670 | -5.1% |
| Rhode Island | $93,620 | -7.2% |
| Alabama | $93,100 | -7.7% |
| Pennsylvania | $92,440 | -8.3% |
| Minnesota | $91,890 | -8.9% |
| Oregon | $90,300 | -10.5% |
| Florida | $89,690 | -11.1% |
| Georgia | $89,610 | -11.1% |
| Mississippi | $89,430 | -11.3% |
| Oklahoma | $89,380 | -11.4% |
| Ohio | $88,680 | -12.1% |
| Texas | $88,300 | -12.4% |
| Kentucky | $87,210 | -13.5% |
| Maine | $87,100 | -13.6% |
| Idaho | $86,510 | -14.2% |
| Utah | $86,400 | -14.3% |
| South Carolina | $85,540 | -15.2% |
| Montana | $84,600 | -16.1% |
| Maryland | $84,580 | -16.1% |
| Kansas | $84,300 | -16.4% |
| Arizona | $84,110 | -16.6% |
| Nebraska | $83,660 | -17.0% |
| Nevada | $83,530 | -17.2% |
| South Dakota | $82,670 | -18.0% |
| Arkansas | $82,470 | -18.2% |
| Tennessee | $81,490 | -19.2% |
| Iowa | $81,470 | -19.2% |
| Louisiana | $81,210 | -19.5% |
| New Mexico | $80,310 | -20.4% |
| North Dakota | $80,080 | -20.6% |
| Wisconsin | $79,960 | -20.7% |
| Alaska | $78,120 | -22.5% |
| Michigan | $77,940 | -22.7% |
| Missouri | $75,710 | -24.9% |
| Indiana | $70,890 | -29.7% |
| West Virginia | $66,600 | -34.0% |
| Wyoming | $66,150 | -34.4% |
What Factors Affect Credit Analysts Salary?
Key factors affecting compensation
Pay for Credit Analysts is influenced by geographic location, years of experience, employer type, and educational background. Location alone is a large factor: New York pays an average of $150,390, while Wyoming pays $66,150 — a gap of $84,240 per year.
The middle half of Credit Analysts earn between $65,210 and $122,460 per year. The lowest-paid 10% earn under $56,250, while the top 10% earn more than $169,230.
These figures are the wages employers report to BLS: base pay plus commissions, production bonuses and tips. They exclude overtime pay, shift differentials, year-end bonuses, benefits and self-employed workers, so total compensation can be higher than the numbers shown.
U.S. Bureau of Labor Statistics · Occupational Employment and Wage Statistics (OES) · May 2025
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Frequently Asked Questions
Common questions about this salary
What is the average salary for Credit Analysts?
The average salary for Credit Analysts in the United States is $100,850 per year, with a median of $83,510.
What is the starting salary for Credit Analysts?
Entry-level Credit Analysts typically earn between $56,250 and $65,210 per year depending on location and employer.
What state pays Credit Analysts the most?
New York pays Credit Analysts the most at $150,390 per year on average, followed by District of Columbia ($144,010) and Virginia ($117,160).
How much do Credit Analysts make per hour?
Based on the average annual salary of $100,850, Credit Analysts earn approximately $48.49 per hour (based on 2,080 working hours/year).
Is Credit Analysts a good career in 2026?
BLS counts 64,390 Credit Analysts jobs in the United States, with a mean annual wage of $100,850 and a median of $83,510 (OEWS May 2025). This site does not publish job-growth projections; the BLS Occupational Outlook Handbook covers the outlook for each occupation.
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