📊 BLS Official Data · May 2025 Release
Credit Analysts Salary in the United States (2026)
Based on U.S. Bureau of Labor Statistics data · Updated 2026 · Medium Demand
Average
$84,390
per year
Median
$77,600
per year
Hourly
$40.57
per hour
Salary Range & Percentiles
Pay distribution across experience levels
10th Percentile — Entry Level$51,852
25th Percentile — Junior$70,100
50th Percentile — Median$77,600
75th Percentile — Senior$111,158
90th Percentile — Top Earners$127,448
💡 The top 10% of Credit Analystss earn $127,448 or more per year. Entry-level professionals can expect to start around $51,852, with significant growth over the first 5 years.
Salary Growth Trend (2021–2026)
Six-year compensation trajectory
$71.1k
2021
$73.5k
2022
$76.1k
2023
$78.8k
2024
$81.5k
2025
$84.4k
2026
📈 Credit Analysts salaries have grown 3.5% year-over-year. Since 2020, the average salary has increased by approximately $13,336.
Salary by State
Geographic salary comparison
| State | Avg Salary | vs National | Demand |
|---|---|---|---|
| Hawaii | $130,804 | +55.0% | Medium |
| District of Columbia | $128,273 | +52.0% | Medium |
| California | $119,834 | +42.0% | Medium |
| New York | $116,458 | +38.0% | Medium |
| Alaska | $111,395 | +32.0% | Medium |
| Massachusetts | $109,707 | +30.0% | Medium |
| New Jersey | $108,019 | +28.0% | Medium |
| Washington | $105,488 | +25.0% | Medium |
| Connecticut | $102,956 | +22.0% | Medium |
| Maryland | $97,048 | +15.0% | Medium |
| Rhode Island | $97,048 | +15.0% | Medium |
| New Hampshire | $96,205 | +14.0% | Medium |
| Oregon | $94,517 | +12.0% | Medium |
| Colorado | $92,829 | +10.0% | Medium |
| Virginia | $92,829 | +10.0% | Medium |
| Vermont | $91,141 | +8.0% | Medium |
| Delaware | $88,610 | +5.0% | Medium |
| Illinois | $88,610 | +5.0% | Medium |
| Maine | $86,078 | +2.0% | Medium |
| Nevada | $86,078 | +2.0% | Medium |
| Minnesota | $84,390 | +0.0% | Medium |
| Utah | $84,390 | +0.0% | Medium |
| Arizona | $83,546 | -1.0% | Medium |
| Pennsylvania | $83,546 | -1.0% | Medium |
| Florida | $82,702 | -2.0% | Medium |
| Montana | $80,170 | -5.0% | Medium |
| Texas | $80,170 | -5.0% | Medium |
| Georgia | $78,483 | -7.0% | Medium |
| Idaho | $78,483 | -7.0% | Medium |
| Wyoming | $78,483 | -7.0% | Medium |
| North Dakota | $77,639 | -8.0% | Medium |
| Wisconsin | $77,639 | -8.0% | Medium |
| North Carolina | $76,795 | -9.0% | Medium |
| Michigan | $75,951 | -10.0% | Medium |
| Louisiana | $74,263 | -12.0% | Medium |
| Nebraska | $74,263 | -12.0% | Medium |
| New Mexico | $74,263 | -12.0% | Medium |
| Ohio | $74,263 | -12.0% | Medium |
| South Carolina | $74,263 | -12.0% | Medium |
| Tennessee | $74,263 | -12.0% | Medium |
| Alabama | $73,419 | -13.0% | Medium |
| Missouri | $73,419 | -13.0% | Medium |
| South Dakota | $73,419 | -13.0% | Medium |
| Iowa | $72,575 | -14.0% | Medium |
| Indiana | $71,732 | -15.0% | Medium |
| Kansas | $71,732 | -15.0% | Medium |
| Oklahoma | $70,888 | -16.0% | Medium |
| Arkansas | $70,044 | -17.0% | Medium |
| Kentucky | $70,044 | -17.0% | Medium |
| Mississippi | $67,512 | -20.0% | Medium |
| West Virginia | $65,824 | -22.0% | Medium |
What Factors Affect Credit Analysts Salary?
Key factors affecting compensation
A Credit Analysts's salary is influenced by several key factors including geographic location, years of experience, employer type, and educational background. States with higher costs of living — such as California, New York, and Washington — typically offer 20–40% higher salaries than the national average to compensate for living expenses.
Experience plays a major role in compensation. Entry-level Credit Analystss typically earn $51,852–$70,100 per year, while senior professionals with 10+ years of experience can command $111,158–$127,448 annually. Specialization and advanced certifications can further boost earning potential.
Employer size also matters. Large corporations and government agencies tend to offer more competitive packages including benefits, retirement plans, and bonuses. The Credit Analysts role currently has medium demand in the job market with a 3.5% growth rate, making it one of the steadily growing careers in the Business sector.
🏛️ U.S. Bureau of Labor Statistics · Occupational Employment and Wage Statistics (OES) · May 2025
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Frequently Asked Questions
Common questions about this salary
-
What is the average salary for a Credit Analysts?The average salary for a Credit Analysts in the United States is $84,390 per year, with a median of $77,600.
-
What is the starting salary for a Credit Analysts?Entry-level Credit Analystss typically earn between $51,852 and $70,100 per year depending on location and employer.
-
What state pays Credit Analystss the most?California, New York, and Washington typically pay Credit Analystss the highest salaries due to high cost of living and strong job markets.
-
How much does a Credit Analysts make per hour?Based on the average annual salary of $84,390, a Credit Analysts earns approximately $40.57 per hour (based on 2,080 working hours/year).
-
Is Credit Analysts a good career in 2026?Yes — the Credit Analysts role has medium demand with 3.5% year-over-year salary growth, indicating a strong and growing career path.
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